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Stuart Dubbs
4550 W. Tilghman Street
Allentown  PA 18104
 Phone: 610-398-8111
Office Phone: 610-398-8111
Cell: 484-239-0950
Fax: 267-354-6247 
sdubbs@remaxcentralinc.com
Stuart Dubbs

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Parents: Five Tips to Avoid Toy-Related Eye Injuries

December 7, 2016 2:24 am

While it can be tempting to give your kid that gift they've been begging for, be sure to do your due diligence to make sure that product is safe. A number of recent studies have shown that some popular toy types are commonly associated with childhood eye injuries. These include air guns and other toys that shoot projectiles, high-powered lasers, and sports equipment.

The American Academy of Ophthalmology offers the following toy safety tips.

- Beware of airsoft, BB guns, and other projectile toys. Every year ophthalmologists treat thousands of patients with devastating eye injuries caused by seemingly safe toys. Avoid items with sharp, protruding or projectile parts such as airsoft guns, BB guns and other nonpowder gun–related toys. Foreign objects can easily propel into the sensitive tissue of the eye.

- Never allow children to play with high-powered laser pointers.  A number of recent reports in the United States and internationally show that children have sustained serious eye injuries by playing with high-powered lasers (between 1500 and 6000 milliwatts). Over the years, these lasers have become increasingly more powerful, with enough potential to cause severe retinal damage, with just seconds of laser exposure to the eye. The FDA advises the public to never aim or shine a laser pointer at anyone and to not buy laser pointers for children.

- Read labels for age recommendations before you buy. To select appropriate gifts suited for a child's age, look for and follow the age recommendations and instructions about proper assembly, use, and supervision.

- Don't just give presents. Make sure to be present. Always make sure an adult is supervising when children are playing with potentially hazardous toys or games that could cause an eye injury.

- Know what to do (and what not to). If someone you know experiences an eye injury, seek immediate medical attention from an ophthalmologist. As you wait for medical help, make sure to never to touch, rub, apply pressure, or try to remove any object stuck in the eye. If an eye injury occurs follow these important care and treatment guidelines.

Source: www.aao.org.

Published with permission from RISMedia.


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5 Reasons Why You Should Open a Health Savings Account

December 6, 2016 2:18 am

Many reports in recent years place medical expenses as the No. 1 cause of bankruptcy in America – even for those who have health insurance. No matter what your insurance status may be, there’s no denying that medical costs are expensive.

One way to ease the burden is by opening a pre-tax Health Savings Account (HSA). While you should check with your employer or financial advisor, here are some reasons why an HSA may be a good idea, according to Optum Bank.

1. HSA contributions are tax deductible. This means you are actually receiving discounts on health care expenses. For example, if you receive a dentist bill for $400, when you pay with your HSA, you are saving between $100 and $140 dollars based on your tax rate.

2. Your HSA money is yours to keep. Any money deposited into your HSA, either by you or your employer, is yours to keep, with no deadline for spending the money. According to Optum, this makes an HSA a great way to save for retirement – any money you keep in your account will earn interest.

3. An HSA gives you a cushion for the unexpected. You never know when a big medical expense will hit, so having a cushion in your HSA account is extremely helpful. You can also reimburse yourself from your HSA account when you pay for medical expenses out of pocket.

4. You can use your HSA for anyone in your family. You can use your HSA to pay for the qualified medical expenses of anyone you claim on your taxes, even if you're only enrolled with single coverage.

5. Your HSA can be used for many drugstore items. You can use your HSA card to pay for many common items that tend to really add up, such as over-the-counter cold medicines, pain relievers, allergy medicines, first-aid items, etc.

A small, pre-tax contribution to your HSA every month can help you meet deductibles and provide some often needed peace of mind in today’s economic climate.

Published with permission from RISMedia.


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How to Make the Holidays Safe and Bright

December 6, 2016 2:18 am

The holidays are a time of friends and family. Unfortunately, they can also be a time of fire. Between 2009 and 2013 fire departments responded to over 1,000 home structure fires in the United States due to holiday decorations and/or Christmas trees, according to the National Fire Protection Association.

The following eight tips can help ensure safety during the holiday season:

- Install smoke detectors on every level of the home, making sure at least one is located outside the sleeping area.

- Use holiday lights that are approved by a nationally recognized testing organization, such as Underwriter's Laboratory (UL). Only use indoor lights indoors and outdoor lights outside.

- Before hanging any lights, inspect them for frayed wires, broken sockets or other signs of wear. Test each light string and discard damaged sets.

- Use no more than three light sets on any one extension cord. Place extension cords against the wall to avoid tripping hazards. Do not run cords under rugs, around furniture legs or across doorways.

- Keep electrical connections off the ground and make sure they are clear of downspouts, railings, aluminum siding, standing water and snow.

- Never leave lights on trees and decorations unattended. Turn them off before you go to bed or leave the home. Consider using a timer.

- If you use an artificial tree choose one that is tested and labeled as fire resistant.

- If using a real tree, lessen the fire hazard by making sure it stays fresh. Cut off about two inches of the trunk to expose fresh wood and insert the base into a stand that holds water. Keep the stand filled with water. Keep the tree away from heat sources such a furnaces and heat registers, fireplaces, and space heaters.

Source: www.ConsumersEnergy.com.

Published with permission from RISMedia.


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3 Ways to Get Resourceful with Gift Wrapping

December 6, 2016 2:18 am

(Family Features)--After spending hours searching for the perfect gift, it's only fitting that the wrapping is just as special as the gift itself. Luckily, elaborate wrapping doesn't have to be pricey – you can easily find ways to perfect and personalize your gift with what you have left over from last year and everyday items around the house.

1. Use what's around you. You don't have to buy fancy, expensive wrapping paper to make a gift special. Use household items like newspapers, paper bags and even magazines for unconventionally wrapped gifts that still give off a wow-factor. If you have extra bakers twine, use it to create a shabby-chic bow and adorn the present with a small sprig from your Christmas tree. These household items can give gifts a handmade and homey touch that friends and family will love.

2. Don't let anything go to waste. Get the most out of gift wrapping by using every last bit of your supplies. If you're at the end of two rolls of different wrapping paper, use the scraps to create a perfectly mismatched present by covering 2/3 of the gift with one paper and the remainder with the other. Use Scotch GiftWrap Tape where both papers meet to create a seam that blends flawlessly into the wrapping paper and top with a bow. If you have leftover birthday paper, using it for a holiday gift is no problem. Flip the paper inside out to use the white side, then simply adorn the gift with decorative tapes to add pizazz, texture and dimension.

3. Accessorize and personalize. Embellish your present with personal touches and accessories to make it stand out. There's no need to go out and buy fancy bows and ribbons when you can turn everyday items into personalized decorations directly related to the gift itself – like decorating with crayons if you're giving a coloring book. For quick, DIY monogramming you can do at home, simply use stencils to cut out the letters of your recipient's name and tape them directly onto the box. If you're worried about choosing the perfect card, save your money and easily create your own out of cardstock or construction paper for a special touch and personalized message. Whichever way you choose, the time and care you put into personalizing your gift will not go unnoticed.

Source: ScotchBrand.com. 

Published with permission from RISMedia.


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Be Wary of Winter Scam Artists

December 2, 2016 2:15 am

While the holidays are a time of joy and togetherness, they are also a time when scam artists prey on unsuspecting consumers. ScamAwareness.org, a non-profit organization dedicated to educating the public about financial fraud, is warning consumers to watch out for three scams that typically increase during the holidays. 

Internet Purchase Scam 
The internet purchase scam is consistently the top fraud complaint reported by U.S. consumers each year. According to the National Retail Federation, this holiday season customers are expected to spend an estimated $117 billion online. These shoppers are prime targets for scam artists offering merchandise, gift cards and even pets at a steep discount. Many of these offers look too good to be true, and they usually are. Consumers should never wire money for an online purchase. A money transfer is the same as cash and once it is received it cannot be recovered.

Fake Charity 
American charities receive one-third of their annual donations during the holiday season. Scammers take advantage of this outpouring of goodwill by creating new charities or misusing the name and brand of a well-known charity to get donations sent directly to them. Before donating, consumers should verify that the charity and its web address are legitimate. When sending the money, use a check or credit card instead of a wire transfer or cash for donations.

Holiday Employment 
Holiday employment scams have many different twists. Some scammers target people looking to earn extra money by offering a person a job that involves spending money up front for "training" or a "start-up kit" that the victim never receives. Other fraudsters may send a fake check to a "new hire" and ask them to cash it, keep some of the money as payment, and then wire what's left back to them. The victims in both of these situations end up losing their money and a job they thought they had. Consumers should be aware that no legitimate company will ask them to pay money in order to earn money.

"Consumers should never send money to someone they really don't know. While they are enjoying their holidays, fraudsters are hard at work plotting to take their money," says Juan Agualimpia, executive vice president of ScamAwareness.org. "Our organization works year-round to help spread the word about common scams and we hope that all consumers will use ScamAwareness.org as a resource this holiday season to learn how to spot scams and protect themselves and their family members."  

Consumers who think they've been scammed should contact their local police immediately.

Source: scamawareness.org.

Published with permission from RISMedia.


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Tips for Handling the Holidays after a Divorce

December 2, 2016 2:15 am

There is no easy time to go through a divorce, but handling your first holiday alone can be extra hard. Here are three other things to remember when dealing with the holidays following divorce.

1. Think about the Children First. First and foremost, remember the children. No matter how you and your ex-spouse feel about each other, you both love your children, and they need to understand and experience this. This means that you need to keep any negative feelings towards your ex to yourself.

2. Don't Overcompensate. There is a temptation to overcompensate for a divorce by "buying your children's love" at holiday time. Trying to outdo the other parent by purchasing more or higher priced presents won't make your children love you any more; it will only confuse them and inflate your credit card bill.

3. Plan Schedules That Work. The holiday season can be demanding enough as it is; as a recently divorced single parent, it can be even more difficult. As you are planning schedules keep the children in mind. Be thoughtful about timing of transitions for the children keeping in mind traditions, sleep and meal schedules. These things are more important than making sure you and your ex have equal holiday time. Also take care of yourself. Make time to unwind and relax every day. This will help you be a better parenting during this challenging time.

Source: www.Boystown.org.

Published with permission from RISMedia.


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3 Ways Soapstone Enhances Home Design

December 2, 2016 2:15 am

(Family Features)--Move over, marble and granite. There’s a new, old stone that’s coming back into vogue. After first coming into use 5,000 years ago, soapstone is once again becoming a “go-to” material for kitchen and bath designs, indoor and outdoor living spaces and more.

There are three primary reasons for the revived interest in soapstone, according to Steven Schrenk, digital media director and design consultant at Polycor, who has been working with natural stone for 22 years.

Aesthetics: One major factor driving soapstone’s appeal is shifting aesthetic trends. While designers and homeowners have been fascinated by the bright, wide range of colors and bold patterns that could be discovered in natural stone, people are coming back to a tonal, more muted palette, according to Schrenk.

Schrenk sees more designers working with textures within a similar palette of color and playing up the tactile qualities of materials and patterns within that limited palette.


“This is where soapstone plays well in pairing with these different finishes,” he said. “It tends to blend into its space and become more integrated in the whole design instead of being a separate, individual entity.”

Another aesthetic benefit of soapstone is that multiple tonalities can be achieved depending on the finishing techniques.

“It may be a cool, blue-gray color when left in its natural honed state or a deep, sultry black when waxed or enhanced,” Schrenk said. “You can go from a highly figured, dramatic statement piece to a minimal and moody silky surface in the slabs that are neutral without veining.”

Function: When it comes to home design, there’s no doubt that appearance is key, but so is a material’s ability to stand up to its task. Soapstone is nonporous, so it doesn’t stain. It’s softer than granite and marble, dense and heavy, but not brittle. It doesn’t chip easily, but if it does chip, it can be repaired with sandpaper. Those high-performance features make soapstone well-suited to serve numerous functions.

Versatility: “No matter how you slice it, there are 101 ways to style soapstone; whereas with some other materials, there are more limitations,” Schrenk said.

Because of the stone’s ability to absorb and radiate heat, it can be used for unique items, such as pizza ovens and foot warmers, says Glenn Bowman, owner of Vermont Soapstone. He has also seen soapstone used in a variety of everyday applications, both indoors and outdoors, including tiles, flooring, backsplashes, sinks and a variety of custom stonework.

Source: usenaturalstone.com. 

Published with permission from RISMedia.


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Know the Signs of Carbon Monoxide Poisoning

December 1, 2016 2:15 am

Carbon monoxide poison is a silent danger that claims over 400 lives in the U.S. Annually, as well as over 20,000 visits to the emergency room, according to the Centers for Disease Control and Prevention.

To keep your family safe, know the signs of carbon monoxide poisoning:

- Headaches
- Nausea
- Vomiting
- Dizziness
- Shortness of breath
- Fatigue

"Safety is our top priority at DTE Energy, and we urge residents to be particularly alert to carbon monoxide danger during the fall and winter heating season. It's when CO exposure most frequently occurs," says Brad Burcz, senior safety and health engineer, DTE Energy.  "One of the best defenses against CO poisoning is to install a carbon monoxide alarm near all sleeping areas in your home. If dangerous levels of CO are detected, an audible alarm will alert you."

DTE offers the following tips to prevent CO poisoning in homes and businesses:

- For businesses, install carbon monoxide alarms in main areas away from vents and appliances or equipment that produce smoke or steam.

- Replace batteries in CO alarms annually.

- If a CO alarm is activated, or the presence of carbon monoxide is suspected, immediately get out of the house or building into fresh air, and if necessary, seek medical attention.

- Ensure all fuel-burning appliances are operating and venting properly. 

- Get an annual furnace inspection by a licensed professional.

- Check yearly to verify flues, vents and chimneys are connected, in good condition and clear of debris.

Source: dteenergy.com

Published with permission from RISMedia.


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5 Easy Steps for a Cleaner Home

December 1, 2016 2:15 am

(Family Features)--Whether it is a family dinner after a long day at work, sitting down with a book on a rainy day or entertaining friends during the weekend, there is nothing like spending quality time in the comfort of your own home. With a few simple steps, you can have a fresher, cleaner and healthier home, taking comfort to a whole new level.

Leave your shoes at the door. The bottoms of shoes can track bacteria and chemicals into the home from the outdoors that you may not notice. Create a designated station near the front door to drop shoes off – this can serve as a reminder for your family as they walk in, and guests will hopefully follow suit when they arrive.

Disinfect the handles on doors and appliances. Viruses and bacteria can live on indoor surfaces for several hours, and sometimes even days. Get into the habit of wiping down doorknobs and handles, especially in the bathroom, with disinfectant each night or after use to limit the spread of germs around the house.

Use natural cleaning products. Common household cleaning products leave chemicals lingering in the air long after the cleaning is over. Opt for greener methods that get the job done without compromising the air you breathe. There are dozens of DIY recipes to create natural cleaners on your own, such as an all-purpose cleaner made of one part baking soda, two parts vinegar and two parts water, not only making for a healthier home, but also saving you money.

Check your air filter every 30 days. Every breath is a reason to care about your air, and more time spent at home can stir up indoor allergens like pet dander and dust.

Expose textiles to heat. Just because your sheets are odor-free and the curtains are stain-free doesn’t mean that the fabrics are free of dust mites or other bacteria. Tackle hidden germs by washing your bedding in hot water each week and throwing your pillows and curtains in the dryer for at least 30 minutes.

For more ways to make your home happy and healthy, visit Filtrete.com.  

Published with permission from RISMedia.


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Cold, Bronchitis or Pneumonia? How to Tell the Difference

December 1, 2016 2:15 am

When illness hits hard, it can be hard to differentiate symptoms—especially when you're curled up in bed. However, it is important people are aware of the differences between a cold, bronchitis and pneumonia so that you know when to seek professional help.

- Colds may be characterized by a clear runny nose, cough, and a low-grade or lack of fever. While it is one of the most common infectious diseases, it is usually mild and resolves without treatment.

- Bronchitis happens when air passages are inflamed. Possible symptoms may include: a frequent cough with mucus, wheezing, fever, and a lack of energy. Brought on by a viral infection, acute bronchitis is more prevalent of the two basic types. Chronic bronchitis is a cough that lasts 2 to 3 months annually, for at least two years—typically caused by smoking.

- Pneumonia produces fluid in the lungs due to an infection. Symptoms may include a cough, fever and difficulty breathing. Older adults, babies and people with other illnesses may need to be hospitalized for treatment.

Source: USA Medical, ABC 4 Utah

Published with permission from RISMedia.


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